1. Applicants for Shineon! Payment Plans will bear two Processing Fees, i.e. Processing Fee (I) and Processing Fee (II) of S$18.00 each, as part of the course of payment.

2. Applicants are to make prompt payment on the scheduled Lesson/Date as agreed upon successful application of the Payment Plan.

3. There shall be no further discounts, prorate, and/or negotiation on the amount payable by the Applicant through the respective Payment Plan.

4. Shineon! Pte Ltd reserves the right the make changes to the Payment Plans and all new applications made on/after the date of change will adhere to the new modifications thereafter.

5. A surcharge of S$5.00 for late payment is imposed on student who fails to pay the fees by the scheduled Lesson/Date of the month.